Page 37 - 期貨和衍生品行業監管動態(2025年10月)
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期貨和衍生品行業監管動態
機構不得向零售客戶強行推送自選成為專業投資者或鼓勵其轉為專業投資
者。FCA 將對違規機構采取行動,并持續打擊非法推廣金融服務的金融影響者。
FCA 賣方市場主管 Mark Francis 表示:
“差價合約是復雜的高風險產品。規則中向零售投資者提供的保護措施每年
為英國消費者節省數百萬資金。我們注意到部分機構正引導群眾投入超出其承受
能力的資金。投資者應高度警惕試圖以此類方式規避規則的價差合約公司,以及
那些在社交媒體上鼓吹‘好得令人難以置信’投資機會的推廣者。”
根據《消費者責任準則》,消費者必須獲得能理解的溝通信息,以及符合其
需求并體現公允價值的產品服務。FCA 的“智慧投資”活動提供了實用工具,
幫助群眾做出更明智的投資決策。
FCA Warns Investors in CFDs Risk Losing out on Protections (2025/10/30)
People who invest in Contracts for Difference (CFDs) are being urged not to give
up vital consumer protections by the FCA.
CFDs are a way to bet on the price of a share or asset moving up or down
without owning it. The FCA is concerned that firms are using high-pressure
techniques to encourage investors to claim they are professional clients, putting them
at risk of losing more money than they can afford.
The retail client protections, including leverage limits and client loss protections,
prevent nearly 400,000 people a year from risking more than their original stake in
CFDs and provide between £267m and £451m worth of protection.
The FCA has also found investors are being targeted by finfluencers, who may
not make it clear that they are promoting unregulated firms operating offshore. Some
of these finfluencers promise consumers unrealistic returns if they copy trades, invest
in managed accounts or pay for daily trading tips. Over 90,000 people have lost
around £75m over a 4-year period in this way at just one firm.
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